Business API

Issue cards via API for your business

Issue and top up virtual Visa and Mastercard cards straight from your system over a REST API. Cards, balance and events live in the VirtCardHub hub; your product stays on your side.

Connect the API

Available on request via support in Telegram.

01What you get

  • Virtual Visa and Mastercard cards in USD and EUR — issued with a single API call.
  • One balance in USDT (TRC-20, BEP-20) or Toncoin: the API returns the top-up address.
  • The full card lifecycle: issue, top up, freeze, unfreeze, close.
  • Card details and 3-D Secure codes are delivered only in protected form.
  • Webhooks for every event: transactions, spending holds, confirmation codes.
  • Cards, balance and transaction history in read methods — easy to reconcile spend by team and ad account in your own system.

02How to connect

  1. Message support in Telegram and describe your use case: how many cards, for what, expected volume.
  2. We agree on terms and enable merchant mode in your VirtCardHub account.
  3. A “Merchant” section appears in your dashboard: issue API keys, set an IP allowlist, an encryption key and the webhook URL yourself. One key — one account in one currency.
  4. Integrate over the REST API: the documentation opens in the dashboard once connected.

03Security

  • A key is shown once and bound to one account; reissue it any time.
  • IP allowlist; issuing a key and changing settings are confirmed with a code from the Telegram bot.
  • Card details and 3-D Secure codes travel encrypted end to end.
  • Webhooks are signed, and a repeated write request never creates a second operation.

04Pricing

Fees follow your account’s tariff: issue, top-up fees and limits are returned by the products method. Volume terms for teams are agreed with support when connecting.

05Who it’s for

  • Media buying teams: a card for every ad account, offer or buyer — issued and topped up from your own system.
  • Services that pay for foreign subscriptions and tools on behalf of their clients.
  • Resellers and marketplaces that need a card per order.

06Good to know

There is no sandbox: keys work with real money, so access is enabled after a conversation with support.